The Farmers and Merchants Bank, 338 N. Webster St. in Red Cloud, was built in 1889 by Silas Garber, the town's founder and a former governor; Garber and his wife Lyra were Cather's models for Captain and Mrs. Forrester in A Lost Lady. It became the first Cather museum in 1962, and its lower level holds the exhibit Making a Place: A Long History of Red Cloud (2024). National Register, 1981. Part of the Willa Cather Foundation's guided tours.